Copilot Money MCP Server

Query and manage your personal finances with AI using local Copilot Money data

Disclaimer

This is an independent, community-driven project and is not affiliated with, endorsed by, or associated with Copilot Money or its parent company in any way. This tool was created by an independent developer to enable AI-powered queries of locally cached data. "Copilot Money" is a trademark of its respective owner.

[!NOTE] Write tools are temporarily unavailable. Copilot Money has restricted direct Firestore writes from third-party clients. The 18 write tools in this repo still exist as source, but the published CLI runs read-only. A replacement write path is being evaluated. Reads are unaffected.

Overview

An MCP server that gives AI assistants access to your Copilot Money personal finance data. It reads from the locally cached Firestore database (LevelDB + Protocol Buffers) on your Mac. Reads are 100% local with zero network requests.

17 read tools across spending, investments, budgets, goals, and more — query transactions, accounts, holdings, balances, categories, recurring charges, budgets, goals, and investment performance.

Privacy First

We never collect, store, or transmit your data to any server operated by this project — we don't have any. See our Privacy Policy for details.

• No analytics, telemetry, or tracking of any kind
• Reads are fully local — zero network requests
• Open source — verify the code yourself

[!IMPORTANT] Heads up about AI providers. While this server itself runs locally and never sends your data to any server operated by this project, the AI assistant you connect it to (Claude, ChatGPT, Gemini, etc.) will see your Copilot Money data as part of answering your questions. That means your financial data will be transmitted to and processed by the provider of whichever model you choose — Anthropic, OpenAI, Google, or another third party — subject to that provider's own privacy policy and data retention terms.

By using this MCP server with a hosted AI model, you are knowingly sharing your financial data with that AI provider. Only use this tool if you are comfortable with that trade-off. If you are not, consider waiting for an official Copilot Money integration or using a fully local model.

Quick Start

Prerequisites

• Node.js 18+ (comes bundled with Claude Desktop)
• Copilot Money (macOS App Store version)
• Claude Desktop, Cursor, or any MCP-compatible client

Installation via Claude Desktop

1. Download the latest .mcpb bundle from Releases
2. Double-click the .mcpb file to install in Claude Desktop
3. Restart Claude Desktop
4. Start asking questions about your finances!

Installation via npm

npm install -g copilot-money-mcp

Then add to your Claude Desktop configuration (~/Library/Application Support/Claude/claude_desktop_config.json):

{
  "mcpServers": {
    "copilot-money": {
      "command": "copilot-money-mcp"
    }
  }
}

Installation for Cursor

1. Install the package globally:

   npm install -g copilot-money-mcp
   

2. Open Cursor Settings (Cmd + ,) > Features > MCP Servers

3. Add the server configuration:

   {
     "mcpServers": {
       "copilot-mone
   

... View full README on GitHub