Is io.github.jamiew/monarch-mcp safe to use?

io.github.jamiew/monarch-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.

How do I install io.github.jamiew/monarch-mcp?

io.github.jamiew/monarch-mcp supports copy-paste install configs on its MCPpedia page for Claude Desktop, Cursor, and Claude Code. Scroll to the Quick Install section and select your client.

What AI clients work with io.github.jamiew/monarch-mcp?

io.github.jamiew/monarch-mcp is compatible with claude-desktop, cursor, claude-code. It uses stdio transport.

Is io.github.jamiew/monarch-mcp actively maintained?

io.github.jamiew/monarch-mcp is recently maintained — last commit was 77 days ago. It has 5 GitHub stars.

io.github.jamiew/monarch-mcp

Access Monarch financial data — accounts, transactions, budgets, and more

5 0 tools GitHub

No known CVEs

No license

Maintained

Last commit 77d ago

Works with most clients

Transport: stdio

0 tools

Grade F

Edit this pageView history

Finance

Step 1

Install in your client

Config is the same across clients — only the file and path differ.

Supported in Claude Desktopstdio · Node 18+

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "monarch-money": {
      "env": {
        "MONARCH_EMAIL": "your-email@example.com",
        "MONARCH_PASSWORD": "your-password",
        "MONARCH_MFA_SECRET": "your-mfa-secret-key"
      },
      "args": [
        "--directory",
        "/path/to/monarch-mcp",
        "run",
        "python",
        "server.py"
      ],
      "command": "/path/to/uv"
    }
  }
}

Are you the author?

Add this badge to your README to show your security score and help users find safe servers.

Embed in your READMEAbout badges →

[![MCPpedia Score](https://mcppedia.org/api/badge/io-github-jamiew-monarch-mcp)](https://mcppedia.org/s/io-github-jamiew-monarch-mcp)

Read me

What io.github.jamiew/monarch-mcp does

An MCP server for Monarch Money — gives AI assistants like Claude access to your financial accounts, transactions, budgets, and more.

Test This Server

No automated test available for this server. Check the GitHub README for setup instructions.

Loading README…

Scored, not listed

Why this score

Five weighted categories — click any category to see the underlying evidence.

Score breakdown

34/100across 5 weighted dimensions

How we score →

0255075100

−66

Security

Maintenance

Efficiency

Documentation

Compatibility

Categoriesclick a row to see evidence

Security

OSV.dev

No known CVEs.

No package registry to scan.

Community

Reviews

Be the first to review

Have you used this server?

Share your experience — it helps other developers decide.

How easy was setup?Did it work reliably?How was the documentation?

Frequently Asked Questions

Is io.github.jamiew/monarch-mcp safe to use?: io.github.jamiew/monarch-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.
How do I install io.github.jamiew/monarch-mcp?: io.github.jamiew/monarch-mcp supports copy-paste install configs on its MCPpedia page for Claude Desktop, Cursor, and Claude Code. Scroll to the Quick Install section and select your client.
What AI clients work with io.github.jamiew/monarch-mcp?: io.github.jamiew/monarch-mcp is compatible with claude-desktop, cursor, claude-code. It uses stdio transport.
Is io.github.jamiew/monarch-mcp actively maintained?: io.github.jamiew/monarch-mcp is recently maintained — last commit was 77 days ago. It has 5 GitHub stars.

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Community

Discussion

Start a conversation

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Has anyone used this with Cursor?How do you handle auth?Any alternatives?

Edit this pageView history

Finance

Step 1

Install in your client

Config is the same across clients — only the file and path differ.

Supported in Claude Desktopstdio · Node 18+

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "monarch-money": {
      "env": {
        "MONARCH_EMAIL": "your-email@example.com",
        "MONARCH_PASSWORD": "your-password",
        "MONARCH_MFA_SECRET": "your-mfa-secret-key"
      },
      "args": [
        "--directory",
        "/path/to/monarch-mcp",
        "run",
        "python",
        "server.py"
      ],
      "command": "/path/to/uv"
    }
  }
}

Are you the author?

Add this badge to your README to show your security score and help users find safe servers.

Embed in your READMEAbout badges →

[![MCPpedia Score](https://mcppedia.org/api/badge/io-github-jamiew-monarch-mcp)](https://mcppedia.org/s/io-github-jamiew-monarch-mcp)

Read me

What io.github.jamiew/monarch-mcp does

An MCP server for Monarch Money — gives AI assistants like Claude access to your financial accounts, transactions, budgets, and more.

Test This Server

No automated test available for this server. Check the GitHub README for setup instructions.

README

Monarch Money MCP Server

An MCP server for Monarch Money — gives AI assistants like Claude access to your financial accounts, transactions, budgets, and more.

Originally forked from @colvint/monarch-money-mcp but has diverged significantly with a full rewrite, many new features, and a modern FastMCP architecture.

Built with the MonarchMoney Python library by @hammem — a fantastic unofficial API for Monarch Money with full MFA support. We currently use the community fork by @bradleyseanf which tracks the latest Monarch Money API changes.

Features

19 tools covering accounts, transactions, budgets, cashflow, investments, categories, goals, net worth, recurring transactions, and more
MCP resources for quick access to categories, accounts, and institutions
MCP prompts for guided financial analysis workflows
Smart output formatting — compact transaction format reduces token usage by ~80%
Natural language dates — "last month", "30 days ago", "this year" all work
Batch operations — parallel multi-account queries, bulk transaction updates
Spending analysis — multi-month trend analysis with category/account breakdowns
Tool annotations — proper read/write metadata for MCP clients

Setup

1. Install dependencies

cd /path/to/monarch-mcp
uv sync

2. Configure your MCP client

Add to your .mcp.json (Claude Desktop, Claude Code, etc.):

{
  "mcpServers": {
    "monarch-money": {
      "command": "/path/to/uv",
      "args": [
        "--directory",
        "/path/to/monarch-mcp",
        "run",
        "python",
        "server.py"
      ],
      "env": {
        "MONARCH_EMAIL": "your-email@example.com",
        "MONARCH_PASSWORD": "your-password",
        "MONARCH_MFA_SECRET": "your-mfa-secret-key"
      }
    }
  }
}

Use absolute paths — find yours with which uv and pwd.

3. Get your MFA secret

Go to Monarch Money settings and enable 2FA
When shown the QR code, look for "Can't scan?" or "Enter manually"
Copy the secret key (a string like T5SPVJIBRNPNNINFSH5W7RFVF2XYADYX)
Use this as your MONARCH_MFA_SECRET

Tools

Tool	Description
`get_accounts`	List accounts with balances
`get_transactions`	Transactions with date/account/category filtering
`search_transactions`	Search by merchant name or keyword
`get_transaction_categories`	Category list (compact by default)
`create_transaction`	Create a manual transaction
`update_transaction`	Update a single transaction
`update_transactions_bulk`	Update multiple transactions in parallel
`get_budgets`	Budget data and spending analysis
`get_cashflow`	Income and expense analysis
`get_account_holdings`	Investment holdings
`get_account_history`	Account balance history
`get_institutions`	Linked financial institutions
`get_recurring_transactions`	Recurring transaction detection
`set_budget_amount`	Set a budget category amount
`create_manual_account`	Create a manually-tracked account
`refresh_accounts`	Trigger account data refresh
`get_complete_financial_overview`	Combined 5-API call in parallel
`analyze_spending_patterns`	Multi-month trend analysis
`get_usage_analytics`	Tool usage stats and optimization tips

Transaction format

By default, transactions return a compact format with the fields that matter:

{
  "id": "123456789012345678",
  "date": "2025-03-15",
  "amount": -12.50,
  "merchant": "Corner Deli",
  "plaidName": "CORNER DELI NYC",
  "category": "Restaurants & Bars",
  "categoryId": "cat_001",
  "account

... [View full README on GitHub](https://github.com/jamiew/monarch-mcp#readme)

Loading README…

Scored, not listed

Why this score

Five weighted categories — click any category to see the underlying evidence.

Score breakdown

34/100across 5 weighted dimensions

How we score →

0255075100

−66

Security

Maintenance

Efficiency

Documentation

Compatibility

Categoriesclick a row to see evidence

Security

OSV.dev

No known CVEs.

No package registry to scan.

Community

Reviews

Be the first to review

Have you used this server?

Share your experience — it helps other developers decide.

How easy was setup?Did it work reliably?How was the documentation?

Frequently Asked Questions

Is io.github.jamiew/monarch-mcp safe to use?: io.github.jamiew/monarch-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.
How do I install io.github.jamiew/monarch-mcp?: io.github.jamiew/monarch-mcp supports copy-paste install configs on its MCPpedia page for Claude Desktop, Cursor, and Claude Code. Scroll to the Quick Install section and select your client.
What AI clients work with io.github.jamiew/monarch-mcp?: io.github.jamiew/monarch-mcp is compatible with claude-desktop, cursor, claude-code. It uses stdio transport.
Is io.github.jamiew/monarch-mcp actively maintained?: io.github.jamiew/monarch-mcp is recently maintained — last commit was 77 days ago. It has 5 GitHub stars.