Is io.github.JosueM1109/personal-finance-mcp safe to use?

io.github.JosueM1109/personal-finance-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.

How do I install io.github.JosueM1109/personal-finance-mcp?

io.github.JosueM1109/personal-finance-mcp can be installed by cloning its GitHub repository and following the setup instructions in the README.

What AI clients work with io.github.JosueM1109/personal-finance-mcp?

io.github.JosueM1109/personal-finance-mcp is compatible with Claude Desktop, Cursor, Claude Code, and most MCP clients that support stdio transport. It uses stdio transport.

io.github.JosueM1109/personal-finance-mcp

Self-hosted, read-only MCP server that connects your banks and investments via Plaid.

0 tools GitHub

No known CVEs

No license

Maintenance unknown

No commit data

Untested

Transport: stdio

0 tools

Grade F

Finance

Step 1

Install in your client

Config is the same across clients — only the file and path differ.

Untested on Claude Desktopstdio · Node 18+

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "io-github-josuem1109-personal-finance-mcp": {
      "command": "<see-readme>",
      "args": []
    }
  }
}

Are you the author?

Add this badge to your README to show your security score and help users find safe servers.

Embed in your READMEAbout badges →

[![MCPpedia Score](https://mcppedia.org/api/badge/io-github-josuem1109-personal-finance-mcp)](https://mcppedia.org/s/io-github-josuem1109-personal-finance-mcp)

Read me

What io.github.JosueM1109/personal-finance-mcp does

Self-hosted, read-only MCP server that connects your banks and investments via Plaid.

Test This Server

No automated test available for this server. Check the GitHub README for setup instructions.

Loading README…

Scored, not listed

Why this score

Five weighted categories — click any category to see the underlying evidence.

Score breakdown

15/100across 5 weighted dimensions

How we score →

0255075100

−85

Security

Maintenance

Efficiency

Documentation

Compatibility

Categoriesclick a row to see evidence

Security

OSV.dev

No known CVEs.

No package registry to scan.

Help improve this page

This server is missing a description. Tools and install config are also missing.If you've used it, help the community.

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Community

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How easy was setup?Did it work reliably?How was the documentation?

Frequently Asked Questions

Is io.github.JosueM1109/personal-finance-mcp safe to use?: io.github.JosueM1109/personal-finance-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.
How do I install io.github.JosueM1109/personal-finance-mcp?: io.github.JosueM1109/personal-finance-mcp can be installed by cloning its GitHub repository and following the setup instructions in the README.
What AI clients work with io.github.JosueM1109/personal-finance-mcp?: io.github.JosueM1109/personal-finance-mcp is compatible with Claude Desktop, Cursor, Claude Code, and most MCP clients that support stdio transport. It uses stdio transport.

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Discussion

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Has anyone used this with Cursor?How do you handle auth?Any alternatives?

Finance

Step 1

Install in your client

Config is the same across clients — only the file and path differ.

Untested on Claude Desktopstdio · Node 18+

Paste into ~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "io-github-josuem1109-personal-finance-mcp": {
      "command": "<see-readme>",
      "args": []
    }
  }
}

Are you the author?

Add this badge to your README to show your security score and help users find safe servers.

Embed in your READMEAbout badges →

[![MCPpedia Score](https://mcppedia.org/api/badge/io-github-josuem1109-personal-finance-mcp)](https://mcppedia.org/s/io-github-josuem1109-personal-finance-mcp)

Read me

What io.github.JosueM1109/personal-finance-mcp does

Self-hosted, read-only MCP server that connects your banks and investments via Plaid.

Test This Server

No automated test available for this server. Check the GitHub README for setup instructions.

README

personal-finance-mcp

Unofficial. This project is not affiliated with, endorsed by, or sponsored by Plaid Inc. "Plaid" is a trademark of Plaid Inc. This is a self-hosted client that talks to Plaid's API using credentials you supply.

A self-hosted, read-only MCP server that connects your banks, credit cards, loans, and brokerage accounts (via Plaid) to an MCP client like Claude Code. Ask questions about your own finances in plain English — no third-party aggregator (Monarch, Mint, etc.) involved.

What you can ask

"What's my total balance across all accounts?"
"Show me transactions over $100 in the last 30 days."
"Which subscriptions am I still paying for?"
"How much did I spend on groceries last month?"
"Any bank that needs re-authentication?"

Example session (illustrative):

you    : What did I spend on groceries last month?
claude : [calls get_transactions]
         $487.23 across 14 transactions. Top merchants:
         Whole Foods ($198), Trader Joe's ($156), Safeway ($89).

you    : Any subscriptions I'm still paying for?
claude : [calls get_recurring_transactions]
         7 active recurring outflows totaling $142/mo:
         Netflix ($15.99), Spotify ($11.99), NYT ($4), ...

Tools

All 9 tools are read-only. Each returns {<data>: [...], "warnings": [...]} so one broken bank doesn't break the whole query.

Tool	What it does
`list_accounts`	Every account across every linked bank, with balances
`get_balances`	Live current + available balances (optionally filtered by account)
`get_transactions`	Transactions in a date range (up to 2 years back)
`search_transactions`	Keyword search across merchant / name / counterparty
`get_recurring_transactions`	Detected recurring inflow + outflow streams
`get_liabilities`	Credit cards, student loans, mortgages with APRs and payment details
`get_investment_holdings`	Current holdings with symbol + security metadata
`get_investment_transactions`	Buy / sell / dividend history in a date range
`get_institutions_status`	Health of each linked bank (surfaces re-auth needs)

Quickstart

Requires Python 3.11+, a Plaid account (free Trial plan), and an MCP client.

1. Plaid setup

Sign up at https://dashboard.plaid.com/signup → choose the Trial plan (free, 10 Items).
Team Settings → Products: enable Transactions, Liabilities, Investments.
Team Settings → API: copy your client_id and production secret.

2. Install

git clone https://github.com/JosueM1109/personal-finance-mcp.git
cd personal-finance-mcp
python3.11 -m venv .venv && source .venv/bin/activate
pip install -r requirements.txt
cp .env.example .env   # then fill in PLAID_CLIENT_ID and PLAID_SECRET
pytest -v              # sanity check

3. Link each bank

Run once per bank you want to connect:

uvicorn link_helper:app --port 8765

Open http://localhost:8765, click Link a bank, complete Plaid Link. The terminal prints a line like PLAID_TOKEN_CHASE=access-prod-xxx... — paste it into .env and repeat for each bank.

4. Run it

python server.py   # serves on http://localhost:8000/mcp

5. Add to Claude Code

claude mcp add --transport http personal-finance http://localhost:800

... [View full README on GitHub](https://github.com/JosueM1109/personal-finance-mcp#readme)

Loading README…

Scored, not listed

Why this score

Five weighted categories — click any category to see the underlying evidence.

Score breakdown

15/100across 5 weighted dimensions

How we score →

0255075100

−85

Security

Maintenance

Efficiency

Documentation

Compatibility

Categoriesclick a row to see evidence

Security

OSV.dev

No known CVEs.

No package registry to scan.

Help improve this page

This server is missing a description. Tools and install config are also missing.If you've used it, help the community.

Add information

Community

Reviews

Be the first to review

Have you used this server?

Share your experience — it helps other developers decide.

How easy was setup?Did it work reliably?How was the documentation?

Frequently Asked Questions

Is io.github.JosueM1109/personal-finance-mcp safe to use?: io.github.JosueM1109/personal-finance-mcp has no known CVEs as of the latest MCPpedia security scan. It does not require authentication, so any local process can connect — keep this in mind in shared environments.
How do I install io.github.JosueM1109/personal-finance-mcp?: io.github.JosueM1109/personal-finance-mcp can be installed by cloning its GitHub repository and following the setup instructions in the README.
What AI clients work with io.github.JosueM1109/personal-finance-mcp?: io.github.JosueM1109/personal-finance-mcp is compatible with Claude Desktop, Cursor, Claude Code, and most MCP clients that support stdio transport. It uses stdio transport.