Ownly

Own less, Live more, Decide better.

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A local-first ownership memory and decision ledger.

Ownly helps you record what you own, what it costs, how you used it, and what you learned. Personal data stays in an Ownly data folder as plain Markdown with YAML frontmatter.

Ownly doesn't host your data. You choose where your files live.

The Ownly data folder can live in a normal local directory or inside a local folder synchronized by a personal cloud provider you control. Obsidian is useful for inspecting the Markdown, but it is not required for the hosted Web app, installed PWA, Agent CLI, or local MCP server.

Open Ownly

• Explore the product page
• See the embedded product preview
• Open the Web app / PWA

The Web app and PWA are the same browser runtime. Installation changes the launch experience, not the data model. The product homepage itself is not a PWA surface.

First use: choose where your data lives

When Ownly starts without an existing folder permission, choose a storage location and then create new data or open an existing Ownly data folder.

On this device

Choose a normal local filesystem folder. Ownly reads and writes that folder directly. Nothing is synchronized unless you configure synchronization outside Ownly.

In your personal cloud folder

Choose a local folder already synchronized by Dropbox, Google Drive, OneDrive, iCloud Drive, or another provider you control.

Ownly still works with normal local files. It does not use provider APIs, OAuth, provider credentials, an Ownly cloud mirror, or a separate remote filesystem. Your provider handles synchronization under its own privacy and security policies.

Keep the folder available offline when the provider supports online-only placeholders, and use one sync provider per Ownly data folder to reduce conflicting copies.

Create new data

Select a parent location such as Documents, an Obsidian Vault root, a local personal-cloud folder, or an empty folder already named Ownly.

Ownly initializes:

Ownly/
  Objects/
  Accounts/
  Snapshots/
  Reviews/
  Trips/
  Trip Places/
  Trip Visits/
  Trip Legs/
  Trip Expenses/
  Logs/
    Object Experiences/
  Archive/
    Objects/
    Accounts/
    Snapshots/
    Reviews/
    Object Logs/

If the selected folder is already named Ownly, Ownly uses it directly and does not create Ownly/Ownly.

Open existing data

Select any supported filesystem location:

• an initialized Ownly data root containing Objects/;
• an empty or initialized folder named Ownly;
• an Obsidian Vault containing an Ownly/ child folder;
• an Obsidian Vault using

... View full README on GitHub