Track credit-report disputes and draft dispute letters, kept on your computer. Not legal advice.
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io.github.seayniclabs/privacyops is an MCP server that track credit-report disputes and draft dispute letters, kept on your computer. Not legal advice. Its tool list has not been published yet over stdio, sse and http, requires no API key, and scores 87/100 on MCPpedia's security, maintenance and efficiency rubric.
Config is the same across clients - only the file and path differ.
{
"mcpServers": {
"privacyops": {
"env": {
"PRIVACYOPS_DATA_DIR": "/Users/you/Documents/privacyops"
},
"args": [
"privacyops-mcp"
],
"command": "uvx"
}
}
}Are you the author?
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Track credit-report disputes and draft dispute letters, kept on your computer. Not legal advice.
Run this in your terminal to verify the server starts. Then let us know if it worked - your result helps other developers.
uvx 'privacyops-mcp' 2>&1 | head -1 && echo "✓ Server started successfully"
After testing, let us know if it worked:
Five weighted categories - click any category to see the underlying evidence.
No known CVEs.
Checked privacyops-mcp against OSV.dev.
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Made by Seaynic Labs. Need tools like this built around your own systems? We do that.
PrivacyOps lets an AI assistant track your credit-report disputes and draft dispute letters, with every record kept in a file on your own computer. It works out the statutory response deadline for each open dispute, and it ships skills that walk you through a dispute from gathering facts to following up.
Not legal advice. PrivacyOps is a tracking and drafting aid. It does not know your facts or the law in your state. The letter templates have not been reviewed by a lawyer. For legal questions, ask a lawyer or a consumer-protection agency.
| Security card | |
|---|---|
| Network | None. PrivacyOps makes no outbound network calls and has no telemetry. Only --transport http opens a listener, on 127.0.0.1 unless you change --host. |
| Files | Reads its config file (~/.config/privacyops/config.toml, if present). Reads and writes its records file and letter text files in its data folder (~/.local/share/privacyops), owner-only. Appends one line per approval decision to ~/.local/state/privacyops/approvals.jsonl (ids only). |
| Secrets | PrivacyOps stores no passwords or API keys and has no tool that takes one. It never asks for a Social Security number. |
| Read-only tools | 5: disputes_list, disputes_get, disputes_deadlines, letters_templates, privacyops_modules |
| Writes on this computer | disputes_create, disputes_update, letters_generate: local files only, no approval needed. Each dispute change is recorded in its history. |
| Needs your approval | disputes_delete: you approve each delete in your app, or pre-approve in settings. The AI cannot approve for you. |
| Startup cost | about 5,900 tokens (9 tools, 2 skill prompts) |
| Changes | Tool descriptions are locked by hash (tool-manifest.lock.json); CI fails if they change silently. |
It is a bundle: tools, skills and instructions in one install. The tools are one server made of modules. You switch on the modules you use. New modules arrive switched off, so an update never changes what your assistant can do until you choose to.
| Module | What it does | Status |
|---|---|---|
disputes | Track disputes with consumer reporting agencies (Equifax, Experian, TransUnion) and with furnishers (the companies that report to them): status, sent dates, response deadlines, and a history of changes | 0.2 |
letters | Dispute letters from two fixed templates, saved as text files on your computer | 0.1 |
Planned, not built: data-broker opt-outs and credit-freeze tools. These are ideas, not commitments.
Audience: consumers who want their own record of disputes and clear letters. PrivacyOps is not for lawyers, credit repair businesses, or anyone handling other people's identity information.
Skills are short guides your assistant reads before it does a job. PrivacyOps ships two, in two forms from one source: a skills/ folder for apps that read Agent Skills (Claude Code and others), and MCP prompts for every other MCP app.
| Skill | What it covers | By |
|---|---|---|
getting-started | Setup, the data folder, settings, --doctor, and reading errors | Seaynic Labs, MIT |
dispute-walkthrough | Gathering facts, choosing the agency or company route, certified mail, deadlines, follow-up, and when to get help | Seaynic Labs, MIT |
No third-party skills ship with PrivacyOps. See CREDITS.md.
~/.local/share/privacyops/privacyops.json. Set PRIVACYOPS_DATA_DIR to choose another folder.letters/ inside that folder.