Which of your credit cards to use at any store, from verified bank data. No bank login.
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ai.rightcard/mcp is an MCP server that which of your credit cards to use at any store, from verified bank data. No bank login. Its tool list has not been published yet over http and stdio, requires no API key, and scores 85/100 on MCPpedia's security, maintenance and efficiency rubric.
Config is the same across clients — only the file and path differ.
{
"mcpServers": {
"ai-rightcard-mcp": {
"command": "npx",
"args": [
"-y",
"rightcard-mcp"
]
}
}
}Are you the author?
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Which of your credit cards to use at any store, from verified bank data. No bank login.
Run this in your terminal to verify the server starts. Then let us know if it worked — your result helps other developers.
npx -y 'rightcard-mcp' 2>&1 | head -1 && echo "✓ Server started successfully"
After testing, let us know if it worked:
Five weighted categories — click any category to see the underlying evidence.
No known CVEs.
Checked rightcard-mcp against OSV.dev.
Click any tool to inspect its schema.
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Compress tool outputs, logs, files, and RAG chunks before they reach the LLM. 60-95% fewer tokens, same answers. Library, proxy, MCP server.
Transport for TMCP using STDIO
The graph based agentic IDE
Buddhist canon tools: search, passages, cross-canon parallels, dictionaries — all URN-cited.
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The card-selection oracle for agents: which of your credit cards should pay here? Answers come from RightCard's bank-published, two-source-verified reward data — the same data the RightCard iOS app uses.
valuation: "points" for conservative travel values.Hosted (stateless Streamable HTTP):
https://mcp.rightcard.ai/mcp
Local (stdio, nothing leaves your machine except a read of the public catalog):
npx rightcard-mcp
Claude Desktop / Claude Code / Cursor config:
{ "mcpServers": { "rightcard": { "command": "npx", "args": ["-y", "rightcard-mcp"] } } }
| tool | what it answers |
|---|---|
best_card | which of the given cards earns most at a store or category, today, with caveats |
lookup_merchant | how a store is coded (category, merchant type, MCC-trap caveat) |
search_cards | find card ids by name/issuer; verified first, unverified flagged |
card | one card's verified rates, rotating windows, choose-your-category spec |
rotating_calendar | live + upcoming rotating windows and permanent merchant benefits |
Try: "I have the Amex Gold, Freedom Flex and Citi Double Cash. Which one at Costco?"
src/engine.ts is a port of the iOS app's Swift engine. fixtures/engine_golden.json holds
3,100+ answers produced by the Swift code over the real catalog and merchant directory;
npm test fails if the port disagrees on any of them. Offers (a user's personal bank offers)
are deliberately not part of this server — they live on the phone.
The hosted server logs request counts only. No identifiers, no cookies, no storage. Full policy: https://rightcard.ai/privacy